Unified Drive Schema — Nexus Standard
📁 BrkctyDocs / Loans /
BrkctyDocs/Loans/{LoanNumber}/
loan_allocation.json ← Master. Read by EVERY module on open
loan_meta.json ← Entity, AE, AM, stage, pull dates, SF opp ID
audit-log.json ← Append-only. Never overwritten
CreditReview/
credit-review-output.json ← Written on CONFIRM. Read by ConditionTracker, PkgBuilder
credit-review-raw.json ← Draft before confirm
crs-report-ref.json ← PDF metadata after upload
overrides.json
crs-report.pdf
BSA/ AppraisalReview/ LeaseAnalyzer/ InsuranceReview/ TitleReview/
ConditionTracker/ PackageBuilder/ ICMemo/ LockManager/ ClosingDocs/
Rules: Each module reads loan_allocation.json on open · Writes only to its own subfolder · Confirmed outputs are the downstream contract
Loan Search
📁 BrkctyDocs / Loans / —
Investor / Program Allocation
⚡ Manual
—
CRS Credit Report — Upload
📁 — / CreditReview/
📄
Drop CRS PDF here or click to browse
Fully automated · AI reads, parses & analyzes · PII auto-masked · Saved to Drive
FICO Analysis
Primary Clearance
🎯 —
Extracted Credit Summary
Investor Eligibility Matrix
All programs · FICO · Mtg History · Credit Events · Overall
| Investor / Program | FICO | Mtg History | Credit Events | Overall | Outstanding Items |
|---|
Confirm Credit Review
📂 Saves to: credit_reviews · audit_log
🔵 SCRAPED
→
✅ CONFIRMED
Confirming advances data state and saves the credit review to
Future modules (Condition Tracker and Package Builder) will read this record when wired up.
credit_reviews and logs the action to audit_log.Future modules (Condition Tracker and Package Builder) will read this record when wired up.
Audit Trail
📁 Loan root: audit-log.json · Append-only · Immutable